Capital that helps you scale without giving up ownership.
We enable revenue-generating startups and MSMEs to access structured debt capital without giving up equity. Fast, flexible funding solutions designed around your business cash flows.
₹1000+
Crores Debt Facilitated
50+
Founders Supported
100+
Banks, NBFCs and Private Capital Providers
Fast Approval
Zero Equity
Non-Dilutive Capital
FUND YOUR
GROWTH
Consistent growth trajectory
OUR APPROACH
Every business operates differently.
That's why our debt solutions are structured around your unique operational cycles and growth objectives, ensuring capital aligns with how your business actually runs.
DEBT vs. EQUITY
Equity is not the only way to fund growth.
Many businesses dilute ownership too early simply because they are unaware of structured debt alternatives.
At Debtworks, we help founders access capital through strategic debt solutions that allow them to scale without giving up equity.
Both equity and debt funds are essential for a company’s growth, serving distinct purposes - equity is typically deployed for large-scale expansions and long-term investments, while debt is primarily used to support day-to-day operations and working capital needs.
The right capital structure is not debt or equity it's the right mix of both.
Debt
Retain full ownership
Fixed repayment terms
Tax-deductible interest
No board seat dilution
Faster to access
Equity
Ownership dilution
Loss of control
Lengthy negotiations
Investor dependencies
Pressure for exits
OUR DEBT SOLUTIONS
At Debtworks, we enable businesses to access strategic, non-dilutive capital solutions tailored to their operating cycles, growth plans, and capital requirements. Our approach focuses on structuring debt that aligns with business cash flows while preserving equity.
Working Capital Financing
Flexible capital solutions designed to support day-to-day operations, manage cash flow cycles, and fund short-term growth opportunities.
Unsecured Business Loans
Collateral-free funding for established, revenue-generating businesses seeking growth capital with speed and flexibility.
Asset-Backed Financing
Asset-backed financing structures that allow businesses to unlock value from commercial or residential real estate.
Invoice Financing & Supply Chain Finance
Working capital solutions that unlock liquidity tied up in receivables and optimize operating cash flow.
Lease Rental Discounting
Structured funding backed by predictable, long-term rental income streams from leased commercial assets.
Structured Debt Solutions
Tailored financing structures designed around business cash flows, capital efficiency, and long-term growth objectives.
HOW DEBTWORKS
Every business has a different funding requirement. Our team evaluates your business model, revenue streams and capital needs to structure the most appropriate debt solution.
Step 01
Understand Your Business
We evaluate your revenue model, financial profile and capital requirements.
Step 02
Structure the Right Debt Solution
Our team identifies suitable lenders and funding structures.
Step 03
Facilitate the Funding Process
We manage the process end-to-end to help you access capital efficiently.
WHY DEBTWORKS
Why Debtworks
Access to Multiple Capital Providers
We work with banks, NBFCs and private credit funds.
Tailored Debt Structures
Every funding solution is aligned to your business model.
Faster Capital Access
Efficient processes help reduce funding timelines.
Founder-First Approach
We focus on enabling growth without unnecessary equity dilution.
Businesses We Support
BUSINESSES WE SUPPORT
MSMEs
Growth-stage startups
Established businesses seeking expansion capital
Companies with strong revenue visibility
Who We Are
Debtworks is a debt advisory and capital facilitation firm focused on enabling non-dilutive capital for growth-stage businesses.
We work with startups, MSME's and emerging companies to structure and facilitate debt funding through a network of lenders, NBFCs and private capital providers.
Our goal is simple:
Help businesses scale without unnecessary equity dilution.
OUR PARTNERS
Trusted by leading financial institutions
What Our Clients Say
“
Debtworks played a pivotal role in helping us raise capital without diluting equity. Their understanding of structured debt and lender ecosystem is exceptional. What stood out was their ability to move fast and customize solutions aligned to our cash flows. Highly recommend them to any growth-stage founder.”
CO-FOUNDER & CEO, DaveAI
“
This is our second time working with Debtworks, and the experience has been consistently outstanding. They’ve become our go-to partner for debt financing strategy and execution
Partner and CEO, ScaleneWorks People Solutions LLP
“
We were on a tight timeline and needed quick access to capital. Debtworks delivered beyond expectations—fast turnaround, minimal friction, and excellent lender coordination. Their execution capability is top-notch.
CO-FOUNDER & CEO, LTX - LaunchTrax
Working with Debtworks was a refreshing departure from the typical debt-raising experience. Most bankers evaluate you through a spreadsheet - margins, collateral, ratios. They do their homework on the numbers, of course, but what sets them apart is that they actually take the time to understand your vision, your product thesis, and where you're headed as a founder.
In a landscape where debt advisory feels transactional, Debtworks makes it feel strategic. They don’t just match you with a lender, they position your story in a way that resonates with the right capital partner. For early and growth-stage founders who are used to being reduced to their last quarter's P&L, that kind of advocacy is genuinely rare.
If you're building something meaningful and need a debt partner who gets the 'why' behind your business, not just the 'how much’, Debtworks is who you want in your corner."
We were on a tight timeline and needed quick access to capital. Debtworks delivered beyond expectations—fast turnaround, minimal friction, and excellent lender coordination. Their execution capability is top-notch.We were on a tight timeline and needed quick access to capital. Debtworks delivered beyond expectations—fast turnaround, minimal friction, and excellent lender coordination. Their execution capability is top-notch.
This is our second time working with Debtworks, and the experience has been consistently outstanding. They’ve become our go-to partner for debt financing strategy and execution
Debtworks played a pivotal role in helping us raise capital without diluting equity. Their understanding of structured debt and lender ecosystem is exceptional. What stood out was their ability to move fast and customize solutions aligned to our cash flows. Highly recommend them to any growth-stage founder.”
What Our Clients Say
Working with Debtworks was a refreshing departure from the typical debt-raising experience. Most bankers evaluate you through a spreadsheet - margins, collateral, ratios. They do their homework on the numbers, of course, but what sets them apart is that they actually take the time to understand your vision, your product thesis, and where you're headed as a founder.
In a landscape where debt advisory feels transactional, Debtworks makes it feel strategic.
They don’t just match you with a lender, they position your story in a way that resonates with the right capital partner. For early and growth-stage founders who are used to being reduced to their last quarter's P&L, that kind of advocacy is genuinely rare.
If you're building something meaningful and need a debt partner who gets the 'why' behind your business, not just the 'how much’, Debtworks is who you want in your corner.
This is our second time working with Debtworks, and the experience has been consistently outstanding. They’ve become our go-to partner for debt financing strategy and execution
Partner and CEO, ScaleneWorks People Solutions LLP
We were on a tight timeline and needed quick access to capital. Debtworks delivered beyond expectations—fast turnaround, minimal friction, and excellent lender coordination. Their execution capability is top-notch.
CO-FOUNDER & CEO, LTX - LaunchTrax
Debtworks played a pivotal role in helping us raise capital without diluting equity. Their understanding of structured debt and lender ecosystem is exceptional. What stood out was their ability to move fast and customize solutions aligned to our cash flows. Highly recommend them to any growth-stage founder.”
CO-FOUNDER & CEO, DaveAI
What Our Clients Say
Looking to Raise Non-Dilutive Capital?
If your business is generating revenue and looking for growth capital, we can help you explore the right debt funding options.
Our Partners
Revolutionize
Your Growth Plan.
Founder-Friendly.
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Hassle-Free
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Our Journey in Numbers
800+
TRUSTED CUSTOMERS
10M+
CAPITAL RAISED
85%
RETURNING FOUNDERS
90+
FUNDING PARTNERS
About Us
Debtworks was built on a simple idea: founders should grow without
losing ownership.
We provide non-dilutive capital solutions that are fast, fair, and founder-
friendly. With transparency at every step and capital that scales as you
do, we’re redefining what smart growth financing looks like.
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